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Payment analytics

Know your standing before the networks call.

Your estimated standing this month against Visa VAMP and Mastercard ECM and HECM, per payment connection.

Request early accessPayment analytics: Overview

This month’s ratio against the line

The ratio so far, the programme’s line and your alert level, with a month-end projection after the first week. Thirteen months of history, with the counted records exportable.

  • Ratio, line and alert level
  • A month-end projection
  • 13 months of history
Card network programmes: Visa VAMP and Mastercard ECM for a Stripe connection, each with the month-to-date ratio, the line, the alert level and a Chargeless estimate label.
Illustrative example, not real data

An estimate, clearly labelled

Counted from the warnings, disputes and charges Chargeless holds; the networks’ own figures count. Add stricter limits of your own. Incomplete data gets no verdict rather than a wrong one.

  • Labelled “Chargeless estimate”
  • Your own stricter limits
  • No verdict on partial data
Authorization rate94.2%
Decline rate3.1%
Fraud warnings0.08%
AlertDeclines up for Visa cards in Türkiye
Illustrative example, not real data

Alerts before the month closes

An alert opens when a ratio crosses your alert level or is projected over the line, and closes once you recover. Refunding a fraud warning still prevents the dispute that would count again.

  • Alert level and projection alert
  • Closes when you recover
  • Never changes a decision
Payment analytics, Alerts: three open alerts, each saying what moved and against what, with a button to show the payments.
Illustrative example, not real data

More in Payment analytics

Start with low limits. Raise them when the record shows it works.

Start in test mode, run your policy against your own history, and go live when the results meet your standards.

Request early accessHow it works
  1. 1A test workspace on your provider’s test mode
  2. 2Your past requests replayed against your policy
  3. 3Live with low limits, raised as the record allows